Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc. and/or the Independent Registered Investment Advisor, or both. Please refer to your advisory services contract and form ADV for more information. Your financial advisor may operate under a separate business entity. The business entity is independent of Raymond James Financial Services and is not a registered broker/dealer. Raymond James is not affiliated with the financial institution or the investment center. Security products are, Not Deposits, Not FDIC/NCUA or government agency insured, Not guaranteed, Subject to risk and may lose value.